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Quotes in Support of Index Funds
Most investors,
both institutional and individual, will find that the best
way to own common stocks is through an index fund that charges
minimal fees. Those following this path are sure to beat
the net results (after fees and expenses) delivered by the
great majority of investment professionals. Seriously cost
matter.
—Warren Buffett, quoted in Bogle on Investing.
An out-of-town visitor was being shown the wonders of the
New York financial district. When the party arrived at the
Battery, one of the guides indicated some handsome ships
riding at anchor. He said, “Look, those are the bankers’
and brokers’ yachts.” The naive customer asked:
“Where are the customers’ yachts?”
—Fred Schwed. Jr., Where Are the Customers’
Yachts?
For professional investors like myself, a sense of humor
is essential. We are aware that we are competing not only
against the market averages but also against one another.
It’s an intense rivarly. We are claiming, “The
stocks in my fund today will perform better than what you
own in your fund.” That implies we think we can predict
the future, which is the occupation of charlatans. If you
believe you or anyone else has a system that can predict
the future or the stock market, the joke is on you.
—Ralph Wanger, A Zebra in Lion Country
I’d compare stock pickers to astrologers, but I don’t
want to bad-mouth astrologers.
—Professor Eugene F. Fama, Fortune, July
6, 1998
If Index funds look great before taxes, their performance
is almost unbeatable after taxes, thanks to their low turnover
and thus slow realization of capital gains.
—Jonathan Clements, Wall Street Journal,
December 22, 1998
Lucky fools do not bear the slightest suspicion that they
may be lucky fools—by definition, they do not know
that they belong to such a category. They will act as if
they deserve the money. The lucky fool [is] defined as a
person who benefited from a disproportionate share of luck
but attributes his success to some other, generally very
precise, reason.”
—Nassim Nicholas Taleb, Fooled By Randomness
I do not believe that they (investment advisors) can identify,
in advance, the top-performing managers–no one can!–and
I’d avoid those who claim they can do so.
—John Bogle, Common Sense on Mutual Funds
Index funds should outperform most other stock-market investors.
After all, investors, as a group, can do no better than
the market, because collectively we are the market. Most
investors, in fact, are destined to trail the market because
we are burdened by investment costs such as brokerage commissions
and fund expenses.
—Jonathan Clements, Wall Street Journal,
June 17, 1997
Even in Japan, academic researchers and consulting firms
have provided consistent evidence that the majority of actively
managed funds fail to earn as good a rate of return as the
index fund.
—Mamoru Aoyama, professor of finance, Yokohama University,
Journal of Portfolio Management, fall 1994
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